August 6, 2025
Billing & Claims

Ability-to-Pay Programs

What Are Ability-to-Pay Programs?

Ability-to-Pay Programs, often called Financial Assistance or Charity Care Programs, are initiatives offered by hospitals and clinics to reduce medical bills for patients based on their income. They provide a crucial safety net for individuals who may not qualify for Medicaid but still struggle to afford healthcare costs.

Why They Matter

These programs make essential medical care affordable, preventing people from having to choose between their health and financial stability. They are a key tool in preventing overwhelming medical debt.

How Mira Mace Can Help

Finding and applying for these programs can be a maze of paperwork. Your Mira Mace advocate is an expert at identifying which hospital financial assistance programs you may be eligible for. We manage the entire application process for you—from gathering the required documents to submitting the application and following up—to reduce your medical bills.